Finance ToolsNo account required

EMI Calculator

Yes. Zero-interest loans divide principal evenly across the tenure.

Calculate loan EMI, total interest, and total payable amount from principal, interest rate, and tenure.

Finance workspace

Use EMI Calculator

Add your input, choose the available settings, and review the result before using it.

Principal

Annual interest rate

Tenure in months

Monthly EMI

₹21,696

Total interest

₹27,06,939

Total payment

₹52,06,939

EMI is calculated with the standard reducing-balance formula using monthly interest rate and total installments.

Simple workflow

01
Add your input
Enter values, paste content, or choose files in the workspace.
02
Choose your settings
Adjust the available options to match the result you need.
03
Review the result
Check the output before you copy or download it.

Before you use the result

Calculations are estimates based on the values you enter. Review important financial decisions with a qualified professional.

What formula is used for EMI?

EMI uses the standard reducing-balance formula based on monthly interest rate and total installments.

Can I calculate zero-interest loans?

Continue the workflow with tools that pair naturally with this one.